Valuable Item Insurance

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Are your Valuable Items written on an all risk basis and Admitted in all States? Is natural catastrophic coverage included up to the policy limit? Are there no deductibles, location restrictions or alarm warranties? If not, give us a call! We can protect all your Jewelry, Fine Arts, Collections and more on a per item schedule basis or an unscheduled blanket basis.

Reasons for Scheduling Items

• Limits of insurance for such items under unscheduled personal property coverage of the homeowners policies are minimal for "special limits" categories.
• Loss under a homeowners unscheduled personal property coverage is limited by its named perils nature.
• The scheduling of valuable items removes them from the homeowners basic coverage and creates an increased amount of protection overall (All Risk Basis).
• A personal property replacement cost endorsement, if included in a homeowners policy, does not apply to works of art and rare collectibles.